By Dennis Toman, Certified Elder Law Attorney  © 2016 All Rights Reserved. Harvest time and Thanksgiving just seem to go together, wouldn’t you agree? Now when autumn fades and winter approaches, it feels right to give thanks for what the year has brought, treasuring fond memories while also smiling about good times to come. Ah, harvest time! For gardeners […]

Odds are, your parents will need long-term care someday. Have you had a conversation with them about that yet? Don’t say it won’t happen to your parents. At least 70% of people over age 65 will require some form of long-term care services and support during their lives. (From 2015 Medicare & You, National Medicare […]

With the right help, you don’t have to lose your life savings to nursing home costs. Here is where you can discover how things can get better. Mary sat in her silent home. Thoughts whirled around her like leaves in the wind. Good God, how she hated leaving Joe at the nursing home every day! […]

See page at Our FREE Medicaid Guide Reveals the Little-Known Tips and Strategies You Need to Know to Qualify for North Carolina Medicaid Legally and Honestly…Without Having to Sell Your Home or Leave Your Family Without a Dime! Yes! Please Send My FREE Copy of The Consumer’s Guide to Medicaid and Division of Assets […]

Some people say that experience is the best teacher. But learning only from your mistakes can be dangerous. Many times you want to benefit from the experiences of others, or what I call “Other People’s Mistakes” (or OPM). You can also look at it as benefiting from “Other People’s Success” but it’s the mistakes that seem to […]

For married couples with one spouse in a North Carolina nursing home, division of assets is an important concept to protect the spouse at home. Under Medicaid law as first enacted, both spouses needed to be impoverished in order for one spouse to qualify for care. However, Congress eventually reconsidered this, since the spouse at […]

With nursing home costs in North Carolina exceeding $75,000 per year,  perhaps you worry about how to pay for long-term care costs in retirement. You’d like for your “rainy day fund” to last longer but you’re not sure how. There are limited ways of getting assistance with paying for in-home or assisted living care. Neither […]

When you’re looking for an elder law attorney, you will see very few that have achieved the status of certified elder law attorney (CELA). But what does that certification mean? What does it say about the person who is a CELA, and why does it matter? When you see the CELA designation, you can rest […]

Revocable Living Trusts are used to avoid probate (court supervised estate administration) at death, and to reduce the time delay and costs involved in transferring assets to the trust beneficiaries. But if you set up a revocable living trust, does that require a change to your income taxes? Will you need to file a separate income […]