When a spouse or parent needs care you might be tempted to apply for Medicaid on your own. Elder law attorney Dennis Toman has helped hundreds of people through the Medicaid maze, and he explains why that is important here.
So often, we talk with families who have gone down to the Medicaid office and they’ve applied for Medicaid. And many times, they’ve experienced the feeling of delay. Things take much, much longer than they wish and much longer than they should, or denial.
Because of the many laws that Medicaid has, many of them are not even obvious. And so families fall prey to pitfalls of the Medicaid rules and they find themselves experiencing delay and denial that they didn’t have to. How did it happen?
With the right advice, a Medicaid application can go very smoothly. You know, it’s not the Medicaid office’s job to help you protect assets for yourself or for your loved ones. You know, if you had to get your tax return done, would you go to the IRS to get your tax return prepared? And though they’ll do that for you, are they going to look at it from your perspective?
When you’re applying for Medicaid, that’s probably the first time that you’ve ever done that. What you need is a really trustworthy guide: someone who does that on a regular basis and helps families through the pitfalls. Who makes sure that they avoid those landmines that are unseen and can be avoided, but you only if you know about them first.
So yes you can apply on your own, but generally most families find that it’s just not worth it. They don’t want the headache, the heartache, the delay, the denial. They’d much rather have a trustworthy guide to go through that process.