When a loved one needs care at home or in a facility, there may be help paying for costs of care. As a general matter, there are five ways to pay for the cost of care. These are: Medicare Private resources (including long-term care insurance) Veterans benefits Medicaid Each of these is summarized below. You can browse… Read More
Have you ever filed a Medicaid application? Or have you worried about the need to file one? An inadequate Medicaid application can lead to delay and lack of payment to the nursing home. These problems lead to denials of applications and appeals. Filing a Medicaid application can be daunting. Think of an income tax return… Read More
Nursing home residents do not automatically have to sell their homes to qualify for Medicaid. In North Carolina, the home will not be considered a countable asset as long as he or she intends to return home, or the resident's spouse or other dependent relatives live there. For a single person, there is a limit… Read More
Generally, if the applicant's income is more than the facility's private pay rate, the applicant will not be eligible for Medicaid. Otherwise, income won't prevent a nursing home resident from becoming eligible for Medicaid. Once eligible for Medicaid, all of the nursing home resident's income less certain deductions must be paid to the nursing home. These… Read More
Medicaid law includes special protection for the spouse of a North Carolina Medicaid applicant. But don't rely on the Medicaid Office to tell you how to apply these rules to your full advantage.
The purpose of these rules is provide the spouse at home with income and assets in order to continue to live in the community. In Medicaid, the spouse at home is called the "community spouse" and the spouse in the nursing home is the "institutionalized spouse."
When Your Spouse is In the Nursing Home, Get Better Results with the Right Actions and Advice When your spouse is in the nursing home, don't expect the Medicaid Office to tell you how to protect yourself. Here are tips you need to know to protect yourself, your spouse and your assets. When your spouse… Read More
If a person has no countable assets, they can generally qualify for Medicaid in North Carolina quickly. For a single person, North Carolina Medicaid requires that a nursing home resident be in a Medicaid bed, need nursing home level of care, and have no more than $2,000 of "countable" assets. For a married couple with one spouse… Read More
If your loved one is in a nursing home or soon will be, the thought of paying $6,000 per month or more can be utterly terrifying. Many folks find their life savings drained in a matter of months. That's where the Medicaid program can help. The Medicaid rules are just as complicated as the tax… Read More
Mr. and Mrs. Smith have been residents of Greensboro for nearly 30 years. Several years ago Mrs. Smith began to develop memory problems and in recent years she was diagnosed with Alzheimer’s. Mr. Smith loved his wife, Carol, very much and cared for her, at home, for as long as he could. When he could care for… Read More
Can a Married Couple go through Divisions of Assets, Qualify for Medicaid …And Still Keep Everything? The Answer May Surprise You Ralph and Alice were high school sweethearts who lived in Greensboro, North Carolina, all their adult lives. Two weeks ago Ralph and Alice celebrated their 51st Anniversary. Yesterday, Ralph, who has Alzheimer’s, wandered away from… Read More